Can I qualify for a mortgage on my income alone now?
CAwillow_oak1 month ago
Newly divorced. Want to buy a small place. My income alone has never qualified for a mortgage. Realistic now?
Please readThis is a community space for sharing personal experience — it is not legal advice, and posts here are not from Lawma or your attorney. We strongly encourage you to post under an anonymous handle, keep questions general, and avoid posting private details of your active case. For advice about your own situation, message your attorney.
2 replies
marisol_v1 month ago
Talk to a mortgage broker BEFORE you assume the answer. They can tell you in 20 minutes what programs you qualify for. CalHFA, FHA, and first-time buyer programs (you can sometimes re-qualify as a first-time buyer after divorce even if you owned before) opened doors I didn't know existed.
Lawma Moderator1 month ago
HUD-approved housing counselors (free) are listed at hud.gov/findacounselor. They walk you through what programs you qualify for and clean up credit-report items that can be removed.
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Please readThis is a community space for sharing personal experience — it is not legal advice, and posts here are not from Lawma or your attorney. We strongly encourage you to post under an anonymous handle, keep questions general, and avoid posting private details of your active case. For advice about your own situation, message your attorney.